French mortgage rates

When looking on the internet for the latest French mortgage rates, there are many sites offering this service. The temptation for most sites is to only give the lowest rates, perhaps for short durations such as fifteen years, which look attractive on the page, but leave some people disappointed when the realization hits that in fact the rate for the duration they are looking for is in fact much higher. In fairness to many of these sites the average cost per month for a €100,000 or €250,000 mortgage is also often displayed. However, many French banks still operate with an very low initial rate designed to attract customers, which distorts the figures for comparison and also the amount of the monthly payment. This initial rate or ‘taux initiale’ is usually fixed for 3 months, reverting afterwards to the 3 month Euribor + a margin. So when comparing the current rates for French mortgages, it is important compare the index the rates is based on and the subsequent margin after the initial period.

The French mortgage rates found on the best buy comparison tables on our website provide this information to the prospective borrower upfront, in order that all the information is provided clearly for the comparison to take place. There is also a handy French mortgage calculator which allows you to calculate the amount you would pay per month for each different mortgage. Unlike many other sites, there are French mortgage rates for French leaseback mortgages, French second home mortgages, French buy to let and French equity release loans to be found on our website. In addition, you can find comment on the likely next movements for mortgage rates in France to help you to

Now all this is very useful when research which broker can offer you the current best French mortgage rates for mortgages in France but are there any brokers that offer a personalised comparison document? The answer is yes, and you guessed it….Athena mortgages are the ones providing this level of comparison on a regular basis. On most of our simulations, we will compare up to 3 mortgages in addition to outlining the purchase timeline and the amounts you will need to have ready at each stage of your purchase in France. So if you would like to receive a bespoke financial simulation, comparing three suitable mortgages, just call us on +44 207 471 4515 in London or visit click to visit our French mortgage comparison table page for the latest French mortgage rates.

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