Fastest French Mortgages-How quickly can you get a mortgage in France?

The key to getting a mortgage quickly in France is to build up the required documents to support you French mortgage application. One of the longest delays in processing a mortgage application in France is getting a complete dossier to the bank. An experienced French mortgage broker can help you to organize the information and documents into a format that is acceptable to the majority of French banks.

As with everything in life, there are often specific circumstances that lead to a mortgage being required urgently and perhaps not all the documentation is not available immediately. In this case, a good French mortgage broker can significantly increase your chances of securing a mortgage in France quickly by placing your application with a bank that requires less documentation or can proceed to make an offer without all the documentation in place.

In general the stages to getting a French mortgage are as follows:

1. French mortgage application documentation complete
2. French Bank receives the completed file
3. File is studied and a decision in principle is issued
4.Depending on the connections the broker has a formal offer can be issued within 24 hours.
5.Once you receive the offer you may accept it after a 10 day cooling off period.
6. You have you offer confirmed and ready.

So all things being equal the fastest French mortgage from beginning to end would be 12 days but a slow broker could make the process much much longer. Athena Mortgages has offices in London, Paris and Dublin and may in exceptional cases be able to move slightly faster. It is important to note that in most cases if you do not securing financing for the property in France you have signed a sales agreement for, there is usually the chance to receive your deposit bank, providing you have respected the appropriate timing stipulations. However, if you have a French mortgage problem, no time to lose, maybe you should hire the A(thena) team. Pelase follow this libk for further information if you want a French mortgage now.

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